A Critical Study of the Relationship Between Car Accidents and the Amount of Compensation Paid by the Insurance Company for the Period From 2016 Into 2020
Keywords:
Compulsory, insurance law, road accidentsAbstract
This research aims to critically study the relationship between the number of road accidents and the amount of compensation paid by the insurance company (compulsory insurance) for the period from 2016 into 2020. Traffic accidents are among the most prominent contemporary problems. It leads to human and material losses. Therefore, the result is economic losses which have an impact on the size of compensation paid by the company as compulsory insurance and does not require a document and that everyone is covered by compensation according to the conditions mentioned in the compulsory car insurance law (CCIL). The main research hypothesis states the existence of a relationship between the number of accidents and the amount of compensation paid. The selection of the research was based on the increase of road accidents for various reasons, with the scarcity of studies that address the relationship between this increase and the amount of compensation paid. The research reached a comparison, analysis and criticism of the variables over a five-year period based on traffic accident statistics recorded by the Iraqi transport and communications statistics directorate.
References
Abdel Salam, N. M. (2019). Principles of risk and insurance. Multi-discipline center for research and studies.
Abul-Haja, L. M. T. (2009). Car accident insurance: a comparative study, (1 st edition). Dar Al Thaqafa for Publishing and Distribution.
Afif, A. (1999). Social classes and revolutionary movements from the Ottoman era to the establishment of the republic, (1 st edition, Vol. 1). Translator by Batatu, H. Arab Research Foundation.
Al-Maghrabi, M. A. A. (2016). Financial institutions management. Dar Al-Jinan for Publishing and Distribution
Al-Masoudi, H. M.K. (2007). The emerging responsibility for the assault on the right to the image: A comparative study. (Unpublished PhD thesis), University of Baghdad.
Al-Mousa, R. I. H. (2010). Direct action in civil liability insurance: a comparative study, (Unpublished master thesis). An-Najah National University.
Al-Rifai, G. A. & Abu Bakr, E. A. (2009). Quantitative analysis of traffic accident indicators in Jordan: a study in management of car hazards.
Al-Sanhoury, A. (2009). The mediator in explaining the new civil law, (3rd edition, Vol, 2). Al-Halabi Human Rights Publications,
Annual Report of the National Insurance Company (2021). Iraqi News Agency. https://www.ina.iq/aboutus.html
bin Jubair, H. A. (2020). The insurance contract: a brief jurisprudential view of its most prominent issues
El-Feqi, A. I. (2002). The legal encyclopedia of civil liability: compensation claim. Modern University Office
Hammam, M. M. Z. (2004). The general principles of obligation: contract theory. The New University House.
Ismail, M. H. M. (2007). Liability insurance for car accidents in the Kingdom of Saudi Arabia: A comparative study of the Egyptian, English and French systems, (1 st edition). Egyptian Book House.
Kamal, M. (2013). Press misrepresentation of insurance-the case of compulsory motor insurance. Iraqi Insurance Journal. http://www.misbah kamal.blogspot.co.uk
Khalil, A. R. (2008). A set of compulsory car insurance laws in the Arab countries.No publisher.
Salam, O. A. & Musa, S. N. (2009). Risk and insurance management, (1st Edition), Dar Al-Hamid for Publishing and Distribution.
Shukri, B. B. (2012). Research in Insurance, (1 st edition). House of Culture for Publishing and Distribution.
Downloads
Published
How to Cite
Issue
Section
License
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
You are free to:
- Share — copy and redistribute the material in any medium or format
- Adapt — remix, transform, and build upon the material
- The licensor cannot revoke these freedoms as long as you follow the license terms.
Under the following terms:
- Attribution — You must give appropriate credit , provide a link to the license, and indicate if changes were made . You may do so in any reasonable manner, but not in any way that suggests the licensor endorses you or your use.
- NonCommercial — You may not use the material for commercial purposes .
- No additional restrictions — You may not apply legal terms or technological measures that legally restrict others from doing anything the license permits